Comments on: Motivational tool: paying yourself first http://mindyourdecisions.com/blog/2007/08/15/motivational-tool-paying-yourself-first/ Articles on game theory and personal finance Sat, 20 Mar 2010 11:33:15 -0500 http://wordpress.org/?v=2.9.2 hourly 1 By: Presh http://mindyourdecisions.com/blog/2007/08/15/motivational-tool-paying-yourself-first/comment-page-1/#comment-38 Presh Sun, 19 Aug 2007 03:37:09 +0000 http://mindyourdecisions.com/blog/2007/08/15/motivational-tool-paying-yourself-first/#comment-38 Joe, Good job for directly depositing checks into your savings account. I'm amazed people don't know you can do this. Joe,

Good job for directly depositing checks into your savings account. I’m amazed people don’t know you can do this.

]]> By: Joe P http://mindyourdecisions.com/blog/2007/08/15/motivational-tool-paying-yourself-first/comment-page-1/#comment-36 Joe P Sat, 18 Aug 2007 14:50:04 +0000 http://mindyourdecisions.com/blog/2007/08/15/motivational-tool-paying-yourself-first/#comment-36 I especially like the direct deposit option - it takes a lot of the will power out of saving. Most people KNOW they should save, but they don't because their priorities are skewed (The mentality that they NEED $100 for the bars this weekend, or other doodads). By using the direct deposit options into my online savings account (emmigrant direct - Interest rate 4.93%, APY 5.05% for balances less than $50,000), I managed to save fairly effortlessly. And, by maintaining the saving mindset with my remaining cash, I found that I still had money left over at the end of the month - with which I could save more, or spend a little on Madden 2008, or on a pitcher of Sam Adams Summer Ale. I especially like the direct deposit option – it takes a lot of the will power out of saving. Most people KNOW they should save, but they don’t because their priorities are skewed (The mentality that they NEED $100 for the bars this weekend, or other doodads). By using the direct deposit options into my online savings account (emmigrant direct – Interest rate 4.93%, APY 5.05% for balances less than $50,000), I managed to save fairly effortlessly. And, by maintaining the saving mindset with my remaining cash, I found that I still had money left over at the end of the month – with which I could save more, or spend a little on Madden 2008, or on a pitcher of Sam Adams Summer Ale.

]]> By: RohoMech http://mindyourdecisions.com/blog/2007/08/15/motivational-tool-paying-yourself-first/comment-page-1/#comment-28 RohoMech Wed, 15 Aug 2007 21:36:15 +0000 http://mindyourdecisions.com/blog/2007/08/15/motivational-tool-paying-yourself-first/#comment-28 Yea, motivation is a hard thing to get down, that beard sure did wonders though. The idea that when I reached my goal weight I would have better eating / exercise habits actually happened. As a side note, I worked out right after work, mostly because I didn't want to wake up early, and it was fine. But, I was better at keeping to my schedule than most people are. Yea, motivation is a hard thing to get down, that beard sure did wonders though. The idea that when I reached my goal weight I would have better eating / exercise habits actually happened.

As a side note, I worked out right after work, mostly because I didn’t want to wake up early, and it was fine. But, I was better at keeping to my schedule than most people are.

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