Comments on: Say no to ATM fees and improve your finances forever http://mindyourdecisions.com/blog/2007/08/30/how-i-stopped-paying-atm-fees-and-forever-improved-my-finances/ Articles on game theory and personal finance Mon, 06 Sep 2010 11:51:50 -0400 hourly 1 http://wordpress.org/?v=3.0.1 By: Presh http://mindyourdecisions.com/blog/2007/08/30/how-i-stopped-paying-atm-fees-and-forever-improved-my-finances/comment-page-1/#comment-371 Presh Fri, 19 Oct 2007 04:41:45 +0000 http://mindyourdecisions.com/blog/2007/08/30/how-i-stopped-paying-atm-fees-and-forever-improved-my-finances/#comment-371 @Ben: Wow, I don't know what I was thinking when I wrote that sentence. Either I was thinking 10 million adults, which sounds low, or I just did the math wrong. Thanks for the correction. @Ben: Wow, I don’t know what I was thinking when I wrote that sentence. Either I was thinking 10 million adults, which sounds low, or I just did the math wrong. Thanks for the correction.

]]> By: Ben Edelman http://mindyourdecisions.com/blog/2007/08/30/how-i-stopped-paying-atm-fees-and-forever-improved-my-finances/comment-page-1/#comment-370 Ben Edelman Fri, 19 Oct 2007 03:48:55 +0000 http://mindyourdecisions.com/blog/2007/08/30/how-i-stopped-paying-atm-fees-and-forever-improved-my-finances/#comment-370 "Since Americans spent $2.1 billion in ATM surcharges last year, and I’m guessing that’s spread over 100 million adults, that’s a whopping $210 a year!" Umm, I love your stuff, but isn't $2.1 Bn divided by 100 MM equal to $21 per person per year, not $210? “Since Americans spent $2.1 billion in ATM surcharges last year, and I’m guessing that’s spread over 100 million adults, that’s a whopping $210 a year!”

Umm, I love your stuff, but isn’t $2.1 Bn divided by 100 MM equal to $21 per person per year, not $210?

]]> By: Presh http://mindyourdecisions.com/blog/2007/08/30/how-i-stopped-paying-atm-fees-and-forever-improved-my-finances/comment-page-1/#comment-134 Presh Thu, 06 Sep 2007 20:36:44 +0000 http://mindyourdecisions.com/blog/2007/08/30/how-i-stopped-paying-atm-fees-and-forever-improved-my-finances/#comment-134 @Joon: Nice analysis. It's true that hundred dollar tabs are more important to cut than ATM fees. I'll address this issue more in budgeting. @Joon: Nice analysis. It’s true that hundred dollar tabs are more important to cut than ATM fees. I’ll address this issue more in budgeting.

]]> By: Joon http://mindyourdecisions.com/blog/2007/08/30/how-i-stopped-paying-atm-fees-and-forever-improved-my-finances/comment-page-1/#comment-115 Joon Thu, 06 Sep 2007 17:39:06 +0000 http://mindyourdecisions.com/blog/2007/08/30/how-i-stopped-paying-atm-fees-and-forever-improved-my-finances/#comment-115 I like your takes on mundane attempts to skim your expenses, but a $6 charge ATM charge on top of a cash-only bar is an extremely unlikely situation. I actually have a bank atm in my subway stop, so I can appreciate my global personal finance decision has probably worked out in my favor, but more realistically you should try to avoid hundred dollar tabs. Hundred dollar tabs are always the result of alcohol combined with a poor sense of alcohol cost. In my experience, they only exist on credit card statements; and if i see several of those on my statement, i make a local personal finance decision to pregame next time. I like your takes on mundane attempts to skim your expenses, but a $6 charge ATM charge on top of a cash-only bar is an extremely unlikely situation.

I actually have a bank atm in my subway stop, so I can appreciate my global personal finance decision has probably worked out in my favor, but more realistically you should try to avoid hundred dollar tabs.

Hundred dollar tabs are always the result of alcohol combined with a poor sense of alcohol cost. In my experience, they only exist on credit card statements; and if i see several of those on my statement, i make a local personal finance decision to pregame next time.

]]> By: RohoMech http://mindyourdecisions.com/blog/2007/08/30/how-i-stopped-paying-atm-fees-and-forever-improved-my-finances/comment-page-1/#comment-81 RohoMech Fri, 31 Aug 2007 18:03:06 +0000 http://mindyourdecisions.com/blog/2007/08/30/how-i-stopped-paying-atm-fees-and-forever-improved-my-finances/#comment-81 hehe, just pointing stuff out, not trying to be too nit-picky. Good article though, I guess it feeds into long-vs-short term stances, and in general good short-term solutions are harder to find. hehe, just pointing stuff out, not trying to be too nit-picky.

Good article though, I guess it feeds into long-vs-short term stances, and in general good short-term solutions are harder to find.

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