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	<title>Comments on: Track Your Money: Saving Advice From Rockefeller</title>
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	<link>http://mindyourdecisions.com/blog/2007/12/31/start-2008-with-saving-advice-from-the-richest-american/</link>
	<description>Articles on game theory and personal finance</description>
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		<title>By: How much does your girlfriend cost? - Mind Your Decisions</title>
		<link>http://mindyourdecisions.com/blog/2007/12/31/start-2008-with-saving-advice-from-the-richest-american/comment-page-1/#comment-6186</link>
		<dc:creator>How much does your girlfriend cost? - Mind Your Decisions</dc:creator>
		<pubDate>Wed, 06 Jan 2010 09:18:22 +0000</pubDate>
		<guid isPermaLink="false">http://mindyourdecisions.com/blog/2007/12/31/start-2008-with-saving-advice-from-the-richest-american/#comment-6186</guid>
		<description>[...] as writing down all of your relationship expenses. Regular readers know that I am a big fan of tracking expenses. Tracking expenses is the simplest way to know exactly where your money is going and figure out [...]</description>
		<content:encoded><![CDATA[<p>[...] as writing down all of your relationship expenses. Regular readers know that I am a big fan of tracking expenses. Tracking expenses is the simplest way to know exactly where your money is going and figure out [...]</p>
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		<title>By: Presh Talwalkar</title>
		<link>http://mindyourdecisions.com/blog/2007/12/31/start-2008-with-saving-advice-from-the-richest-american/comment-page-1/#comment-5715</link>
		<dc:creator>Presh Talwalkar</dc:creator>
		<pubDate>Mon, 19 Oct 2009 18:31:56 +0000</pubDate>
		<guid isPermaLink="false">http://mindyourdecisions.com/blog/2007/12/31/start-2008-with-saving-advice-from-the-richest-american/#comment-5715</guid>
		<description>&lt;b&gt;&lt;em&gt;Cynthia&lt;/b&gt;&lt;/em&gt;: Good questions! See Step 4 &quot;Savings Analysis&quot; for how much money you have left. The column &quot;unplanned savings&quot; is how much cash you have left, and then &quot;planned savings&quot; is how much you stash away in retirement accounts, etc. The row &quot;year to date running totals&quot; at the bottom of that table is a running total of how much you have.

As for your first question, there isn&#039;t a column for monthly spending. Let me add that in and send you the updated version. 

(The reason it was not in there before is that I actually look at &quot;Step 5&quot; the column &quot;year-to-date monthly average&quot; as it averages out spending patterns. But I am always open to updating the spreadsheet to meet the needs of others, so I will gladly add in something you find useful)</description>
		<content:encoded><![CDATA[<p><b><em>Cynthia</em></b>: Good questions! See Step 4 &#8220;Savings Analysis&#8221; for how much money you have left. The column &#8220;unplanned savings&#8221; is how much cash you have left, and then &#8220;planned savings&#8221; is how much you stash away in retirement accounts, etc. The row &#8220;year to date running totals&#8221; at the bottom of that table is a running total of how much you have.</p>
<p>As for your first question, there isn&#8217;t a column for monthly spending. Let me add that in and send you the updated version. </p>
<p>(The reason it was not in there before is that I actually look at &#8220;Step 5&#8243; the column &#8220;year-to-date monthly average&#8221; as it averages out spending patterns. But I am always open to updating the spreadsheet to meet the needs of others, so I will gladly add in something you find useful)</p>
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		<title>By: Cynthia</title>
		<link>http://mindyourdecisions.com/blog/2007/12/31/start-2008-with-saving-advice-from-the-richest-american/comment-page-1/#comment-5714</link>
		<dc:creator>Cynthia</dc:creator>
		<pubDate>Mon, 19 Oct 2009 17:40:45 +0000</pubDate>
		<guid isPermaLink="false">http://mindyourdecisions.com/blog/2007/12/31/start-2008-with-saving-advice-from-the-richest-american/#comment-5714</guid>
		<description>Okay, I&#039;m sick of not knowing where our money is going and I downloaded the simple expense tracker (mid-month by the way, thanks for the encouragement!) but I don&#039;t understand it. Where is the running total of how much we&#039;ve spent that month? Where is the running total of how much we have left? Sorry if this is an obvious question, but I&#039;m puzzled. Thanks.</description>
		<content:encoded><![CDATA[<p>Okay, I&#8217;m sick of not knowing where our money is going and I downloaded the simple expense tracker (mid-month by the way, thanks for the encouragement!) but I don&#8217;t understand it. Where is the running total of how much we&#8217;ve spent that month? Where is the running total of how much we have left? Sorry if this is an obvious question, but I&#8217;m puzzled. Thanks.</p>
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		<title>By: Saving Money</title>
		<link>http://mindyourdecisions.com/blog/2007/12/31/start-2008-with-saving-advice-from-the-richest-american/comment-page-1/#comment-2703</link>
		<dc:creator>Saving Money</dc:creator>
		<pubDate>Tue, 23 Sep 2008 23:03:28 +0000</pubDate>
		<guid isPermaLink="false">http://mindyourdecisions.com/blog/2007/12/31/start-2008-with-saving-advice-from-the-richest-american/#comment-2703</guid>
		<description>thats a really good idea

think i will start tracking on a daily basis now</description>
		<content:encoded><![CDATA[<p>thats a really good idea</p>
<p>think i will start tracking on a daily basis now</p>
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		<title>By: Presh Talwalkar</title>
		<link>http://mindyourdecisions.com/blog/2007/12/31/start-2008-with-saving-advice-from-the-richest-american/comment-page-1/#comment-1871</link>
		<dc:creator>Presh Talwalkar</dc:creator>
		<pubDate>Sun, 01 Jun 2008 22:06:59 +0000</pubDate>
		<guid isPermaLink="false">http://mindyourdecisions.com/blog/2007/12/31/start-2008-with-saving-advice-from-the-richest-american/#comment-1871</guid>
		<description>&lt;b&gt;&lt;em&gt;1 Button to Wifi Review Gal&lt;/b&gt;&lt;/em&gt;: Thanks for the comment. I have found the daily system works really well in making me more conscious about spending. It has turned frugality into a habit rather than a willful act.</description>
		<content:encoded><![CDATA[<p><b><em>1 Button to Wifi Review Gal</em></b>: Thanks for the comment. I have found the daily system works really well in making me more conscious about spending. It has turned frugality into a habit rather than a willful act.</p>
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