Comments on: A free spreadsheet to track your expenses http://mindyourdecisions.com/blog/2009/01/05/a-free-spreadsheet-to-track-your-expenses-in-2009/ Articles on game theory and personal finance Thu, 29 Jul 2010 12:43:59 -0500 hourly 1 http://wordpress.org/?v=3.0 By: Marjan Mihanovic http://mindyourdecisions.com/blog/2009/01/05/a-free-spreadsheet-to-track-your-expenses-in-2009/comment-page-1/#comment-6462 Marjan Mihanovic Tue, 06 Apr 2010 08:19:24 +0000 http://mindyourdecisions.com/blog/?p=1139#comment-6462 The problem is I never had discipline or just can't recollect to enter all the expenses. Finally managed to track them using my iphone via a very easy to use app: Cut Expenses, you can find it on itunes. The problem is I never had discipline or just can’t recollect to enter all the expenses. Finally managed to track them using my iphone via a very easy to use app: Cut Expenses, you can find it on itunes.

]]> By: Sam http://mindyourdecisions.com/blog/2009/01/05/a-free-spreadsheet-to-track-your-expenses-in-2009/comment-page-1/#comment-6451 Sam Wed, 31 Mar 2010 08:59:21 +0000 http://mindyourdecisions.com/blog/?p=1139#comment-6451 Presh, Great spreadsheet! In step 2 your demo shows individual expenses. What if i have expenses more than the specified number of columns and what about the following months. (sorry not very strong with excel) Also i would like to change the currency from $ to rupees. (if it's possible) and i need to add a loan column Presh,

Great spreadsheet!
In step 2 your demo shows individual expenses. What if i have expenses more than the specified number of columns and what about the following months. (sorry not very strong with excel) Also i would like to change the currency from $ to rupees. (if it’s possible)
and i need to add a loan column

]]> By: Presh Talwalkar http://mindyourdecisions.com/blog/2009/01/05/a-free-spreadsheet-to-track-your-expenses-in-2009/comment-page-1/#comment-6366 Presh Talwalkar Tue, 09 Mar 2010 06:23:06 +0000 http://mindyourdecisions.com/blog/?p=1139#comment-6366 <b><em>Oglala Girl</b></em>: Let me try to explain. The Unplanned Savings is a category that tracks any deficit or surplus from the month's end. So if you made $1000 but spent only $800 then you get $200 in unplanned savings. Planned savings is a category for savings in retirement accounts like 401(k) or IRA, or for any savings you consciously plan to make. This is interpreted as an "expense" from your income. So if you make $1,000, you plan to save $100 in a 401(k), and you spend $700, then you have expenses of $800 and unplanned savings of $200. Total savings is how much you save--it is the sum of your unplanned savings and planned savings. This is the same as your income minus the places you spend money. Hope this helps. If you're still confused, please feel free to send me a spreadsheet. Oglala Girl: Let me try to explain. The Unplanned Savings is a category that tracks any deficit or surplus from the month’s end. So if you made $1000 but spent only $800 then you get $200 in unplanned savings.

Planned savings is a category for savings in retirement accounts like 401(k) or IRA, or for any savings you consciously plan to make. This is interpreted as an “expense” from your income. So if you make $1,000, you plan to save $100 in a 401(k), and you spend $700, then you have expenses of $800 and unplanned savings of $200.

Total savings is how much you save–it is the sum of your unplanned savings and planned savings. This is the same as your income minus the places you spend money.

Hope this helps. If you’re still confused, please feel free to send me a spreadsheet.

]]> By: Presh Talwalkar http://mindyourdecisions.com/blog/2009/01/05/a-free-spreadsheet-to-track-your-expenses-in-2009/comment-page-1/#comment-6365 Presh Talwalkar Tue, 09 Mar 2010 06:19:24 +0000 http://mindyourdecisions.com/blog/?p=1139#comment-6365 <b><em>Jeremy</b></em>: This is really weird. I have not heard of any issues with Mac...You may try to upload the spreadsheet to something like Google Docs. I will also try to find a Mac and see how to fix this issue. Thanks for telling me. Jeremy: This is really weird. I have not heard of any issues with Mac…You may try to upload the spreadsheet to something like Google Docs. I will also try to find a Mac and see how to fix this issue. Thanks for telling me.

]]> By: oglala girl http://mindyourdecisions.com/blog/2009/01/05/a-free-spreadsheet-to-track-your-expenses-in-2009/comment-page-1/#comment-6328 oglala girl Wed, 17 Feb 2010 18:22:48 +0000 http://mindyourdecisions.com/blog/?p=1139#comment-6328 Presh, Step 4 is confusing. Can you explain how these columns populate- where are the numbers coming from: Unplanned Savings, Unplanned Savings % of Income, Total Savings. Can I send you the spreadsheet to see why my numbers are coming up this way? I love the spreadsheet. I'm trying to get a hold of my spending/savings. Thank you for making it available and for helping with my questions. Oglala Girl Presh,
Step 4 is confusing. Can you explain how these columns populate- where are the numbers coming from: Unplanned Savings, Unplanned Savings % of Income, Total Savings.

Can I send you the spreadsheet to see why my numbers are coming up this way?

I love the spreadsheet. I’m trying to get a hold of my spending/savings.

Thank you for making it available and for helping with my questions.

Oglala Girl

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