How many categories should you have for your budget or expense spreadsheet?
My friend is getting serious about his finances, and at my suggestion he has agreed to work through a couple months of my free budget and expense tracker spreadsheet. The first thing that struck him was the list of budget categories. Many mainstream budget worksheets have about 20-30 categories. Even Bundle, ...

NCAA March Madness: why entering more than one bracket is questionable
Before I get into the math, a brief intro for international readers who might not be familiar with this event. The NCAA men's college basketball tournament is a wild event that is often called March Madness. It features a tournament bracket of 64 teams competing in single-elimination games until a ...