Mind Your Decisions

Money and strategy decisions for smart people

Complete List of Motivation Articles

  • My “Secret” to Feeling like a Million Bucks

  • Why Moderation Fails

  • Smart People Simplify, Simplify, Simplify

  • No Regrets? It’s Possible If You Think About Risks, Not Results

  • 10 Things about the Working World I Wish I Knew in College

  • Take Fewer, Not More Risks with Your Money

  • What’s More Important than Your Career? The Answer is Right Under Your Nose

  • Make Saving Enjoyable, or How You Can Have Your Cake and Eat It Too

  • Guest Writer: The Basics of Islamic Finance

  • Why We’re Not Designed to Follow Budgets–There’s More to Life

  • How to Deal with Bad Service—Be Reasonably Unreasonable

  • Why Rich isn’t Rich; Proposing an Alternate Definition

  • When I Choose to Outsource My Chores (Hint: It is Rare)

  • Should You Exercise to Live Longer?

  • I Read 10 Money Articles A Day–So Why Am I Confused? A Take on Why Personal Finance Education is Failing

  • Food Fridays: The Problem of Goals

  • I Like to Fail

  • Track Your Money: Saving Advice From Rockefeller

  • Planning Your Expenses in Stages

  • On Making Comparisons with Your Money

  • Why Good Personal Finance Ideas Fail

  • How Can You Use Mechanism Design to Improve Your Finances? It’s as Easy as Splitting a Coke

  • What Wealth Means to Me, and Why I Write Financial Goals

  • How I Stopped Paying ATM Fees and Forever Improved my Finances

  • Motivational Tool: Paying Yourself First

  • About Me: Presh Talwalkar

    • --Studied Economics and Mathematics at Stanford
    • --Was a legal consultant
    • --All about better money decisions >
    • Questions? Feel free to email me.

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    • Current Read


      A classic and non-technical guide to game theory

    • Recommended Books

      Some fascinating recent reads:


      Taleb illustrates the dangers of confusing luck with skill.



      Taleb explains why rare but small events, "the black swans," are the real risks.




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  • Recent Comments

    • Milena Thomas best responds: Oh yeah! More tips - call your credit card companies ahead of time and inform them of...
    • Milena Thomas best responds: Presh - great advice. My husband and I recently traveled to Bosnia, where on a previous...
    • RohoMech best responds: I wonder if people bother to take their cell phones with them if they travel to another...
    • Christina best responds: I’m all for these tips, and I’ve used a lot of them. I definitely agree with...
    • Lourdes Alvaran best responds: hi can i ask the advantages and dis advantages of auction in regards to our economy ?...
    • Ashley @ Wide Open Wallet best responds: Thanks for the mention! And I agree with you on sleep. I love sleep! I...
    • Carnival of Personal Finance best responds: My “Secret” to Feeling like a Million Bucks
    • Mahesh best responds: The book which ties sleep and investment strategy is “Conservative Investors Sleep Well...
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  • Timeless Classics

    • APR versus APY
    • Track Money
    • To Win, Just Relax
    • Budgets are a Myth
    • Walk, Don't Run
    • Divide Bills Fairly
    • Change the Game
    • Find Love
    • Be a Centrist
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