Mind Your Decisions

Money and strategy decisions for smart people

Complete List of Saving Articles

  • Should I Get a Dental Sealant to Prevent Cavities (and Save Money)?

  • Make Saving Enjoyable, or How You Can Have Your Cake and Eat It Too

  • Guest Writer: The Basics of Islamic Finance

  • Why We’re Not Designed to Follow Budgets–There’s More to Life

  • Fast and Frugal Late Night Snacks

  • The Basics of Managing Inflation Risk

  • Thinking about the 401(k) Account: Should I Have One? How Much Should I Contribute? What are the Risks? Trying to Interpret the Experts

  • Line Etiquette Pays: How I Accidentally Saved Money at the Grocery Store

  • I Don’t Budget—Here’s Why

  • Save More or Earn More?

  • Food Fridays: Savings are Overrated

  • One Reason to Buy Less Stuff

  • A Small Update to Expense Tracking Spreadsheet

  • Track Your Money: Saving Advice From Rockefeller

  • Separating Equilibrium: Why Expensive Gifts Aren’t Always Proportionally Better

  • Money Makes You Numb

  • How I Saved my Friend 25 Percent in 5 minutes

  • On Making Comparisons with Your Money

  • Rapid Inventory Turnover: How Clothing Sales Are Going Away. The Problem of Using Money Tips

  • Why Good Personal Finance Ideas Fail

  • Drink From the Tap, or at Least Stop Whining About Gas Prices

  • Cutting Back is Rational–It Will Likely Give You More Satisfaction

  • How Cereal Companies Lie to You

  • Is There a Right Way to Track Expenses?

  • A Simple Spreadsheet To Track Your Expenses

  • Know Your Spending

  • Saving Money by Utilizing Your Local Library

  • The Idea of Sunk Costs

  • About Me: Presh Talwalkar

    • --Studied Economics and Mathematics at Stanford
    • --Was a legal consultant
    • --All about better money decisions >
    • Questions? Feel free to email me.

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    • Current Read


      A classic and non-technical guide to game theory

    • Recommended Books

      Some fascinating recent reads:


      Taleb illustrates the dangers of confusing luck with skill.



      Taleb explains why rare but small events, "the black swans," are the real risks.




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  • Recent Comments

    • Milena Thomas best responds: Oh yeah! More tips - call your credit card companies ahead of time and inform them of...
    • Milena Thomas best responds: Presh - great advice. My husband and I recently traveled to Bosnia, where on a previous...
    • RohoMech best responds: I wonder if people bother to take their cell phones with them if they travel to another...
    • Christina best responds: I’m all for these tips, and I’ve used a lot of them. I definitely agree with...
    • Lourdes Alvaran best responds: hi can i ask the advantages and dis advantages of auction in regards to our economy ?...
    • Ashley @ Wide Open Wallet best responds: Thanks for the mention! And I agree with you on sleep. I love sleep! I...
    • Carnival of Personal Finance best responds: My “Secret” to Feeling like a Million Bucks
    • Mahesh best responds: The book which ties sleep and investment strategy is “Conservative Investors Sleep Well...
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  • Timeless Classics

    • APR versus APY
    • Track Money
    • To Win, Just Relax
    • Budgets are a Myth
    • Walk, Don't Run
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