Financial Tools

Instructions for free spreadsheets:

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Disclaimer: These tools are educational and recreational. Consult a professional before making a financial decision.

APR-APY Converter

Feel better about saving and borrowing by getting the facts right. This spreadsheet converts between APR and APY, two common ways the interest rate is quoted. Banks and lenders quote rates in both APRs and APYs. Convert all rates to one type so you can compare apples to apples.

2008 Spreadsheet to Track Your Expenses

Know where you’re money is going–can it get any simpler? Most of us underestimate spending and overestimate take-home pay. It’s a bad combination that usually leads to debt. Take two minutes a day and figure it all out. The spreadsheet is extremely simple but it has lots of features, like custom categories and automatic monthly and yearly summaries. Best of all, you keep your financial data stored on your own computer. It’s easy to password protect the file–email me if you want more information.

Timing of Returns

When do market swings matter? Test out scenarios with this spreadsheet.

  1. 3 Responses to “Financial Tools”

  2. Cool. I can use these to learn about spreadsheets.
    I think using a spreadsheet online would be more
    beneficial to me, and probably less time consuming

    By Mehmet Onatli on May 29, 2008

  3. Mehmet Onatli: Thanks for the comment. I agree online would be more convenient, but the ones I’ve tried so far have long processing times. But I’ll be on the look out.

    By Presh Talwalkar on Jun 4, 2008

  4. Thanks for all these tools that you so kindly offer for free. I want to try that APR -APY Converter to further examine some of my credit debt.

    I signed up for your monthly newsletter. Hell, a Mathematician and Economist from Stanford cant be too shabby. :)

    Thanks again for a good Site full of good resources

    By Make Free Money Online on Jun 10, 2008

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